Gleason And Associates Insuring Bethesda

Risk = The Potential For Loss

Catastrophe can hit any one of us at any moment. Fires, accidents, trips to the hospital...etc, can cost hundreds of thousands of dollars. Insurance is one of five ways to manage these risks.

Protecting your assets

With our experience in handling the insurance needs of local companies over the last 36 years, we have acquired a thorough understanding of how various businesses operate, which enables us to tailor superior insurance programs for a business's specific needs.

This is how

Insurance needs can be complicated, and many brokers fail to create effective programs to handle them. To be effective an insurance program must insure a client completely without gaps, excesses or overlapping coverage. Obviously redundancy can lead to much higher premiums and cost the client thousands of dollars a year. At Gleason we make sure all that excess is cut out, providing a better program at a lower cost.

Consider your options

Avoid It

Obviously the easiest way to manage risk is to avoid it. You can not offer that service, you can not drive your car and you can not go outside. So risk however are unavoidable so this is not the best risk management plan.

Retain It

Accept the risk for what it is and hope it doesn't happen. However statistically the event will happen and when it does you have no protection.

Protect It

Physical protection is very difficult to achieve in all circumstances. However, it can be accomplished with walls, doors, locks and such. Still, that will only manage some the risk.

Contract It Away

Writing a contract so another assumes the risk is complicated, however it can be an effective risk management technique.

Insure It

Insurance is one, but not always the best way to manage risk.

Universal Practices

  • Insurance companies have standard practices. After 36years in the business we have an innate understanding of these practices. This make us THE BEST RESORCE for handling any questions, problems, or claims.

    • As an example

  • Regardless of insurance companies, having three claims, within three years, places you in HIGH RISK.
  • Our relationship and experience with our insurance companies will help you manage these pit falls.