One of the newer concepts we like is the 'Medical Savings Account.'(MSA) It's essentially a high deductible Health Insurance Policy with a twist-The insurance company puts part of the premium into a Trust Account for you. You're then supposed to apply it towards the deductible.
If you don't have any medical expenses the money
can be left in the Trust Account where it will grow
TaxDeferred or you can take it out and use it as you wish. (There is a 15% IRS Penalty if it's taken and used for Non-Medical expenses.)
